People Should Not Try to Ride Out a Hurricane
Experts say water, rather than wind, causes the most hurricane deaths, which is why people should not attempt to ride out a hurricane — they can easily be trapped indoors and killed by storm surge or floodwaters. In some instances, measures that people think will keep them safe might not work, according to the National Association of Insurance Commissioners (NAIC).
The NAIC cautions that stacking sandbags around a house won’t necessarily keep occupants safe and dry. Sandbags sometimes fail, and floodwaters can rise above these DIY barriers. The NAIC also advises people against staying behind to guard their belongings, which is difficult once floodwaters start rushing into the home.
“The only sure way to protect your possessions is to keep documentation of your valuables, buy a flood insurance policy, and evacuate to higher ground,” the NAIC says. Consumers should locate their insurance documents and understand home coverage versus hurricane coverage.
See more tips on hurricane preparedness.