NAIC: Not All Health Plans Offer the Same Coverage or Consumer Protections
The National Association of Insurance Commissioners reminds consumers that when choosing a health plan, it is important to consider the differences between your options. Some plans provide more generous coverage, while others could leave you responsible for high medical bills. A plan’s monthly premium is not the only cost to keep in mind when choosing a plan. A health plan with a lower premium may seem like a good deal. But it might mean less coverage and fewer consumer protections.
It’s important to think about your costs, not only when you’re healthy and have few doctor visits, but also the potential costs if you need a lot of health care services while you’re enrolled. Read this NAIC Consumer Insight for more information.