It’s the Start of Hurricane Season: Do You Have Flood Insurance?
Tropical Storm Bertha formed on May 27 just off the coast of Charleston, South Carolina. This followed Tropical Storm Arthur, which became the year’s first system when it formed May 16. Meteorologist Philip Klotzbach says this year’s hurricane season is the fifth on record since 1851 with two named Atlantic storms prior to May 27.
The official start of the hurricane season is June 1. The National Oceanic and Atmospheric Administration (NOAA) and other forecasters predict 19 named storms for 2020. That’s significantly above the average of 12 named storms. At least six of this year’s storms are expected to become hurricanes.
This is a good reason to consider getting flood insurance this year—even if you don’t usually get flood insurance. “It is strongly recommended you contact your agent to check on your homeowners, business, or flood insurance policy to see if you have sufficient coverage,” says Georgia Insurance Commissioner John F. King. “Remember, flood insurance policies take 30 days to go into effect. Waiting for your home to be in a hurricane’s potential path is entirely too late to inquire about flood insurance.”