Florida House Passes Bill Banning Insurers From Using Genetic Info

Extends ban to life-insurance, long-term care insurance and disability-insurance companies.
Florida House Passes Bill Banning Insurers From Using Genetic Info

Incoming FL House Speaker Chris Sprowls

February 3, 2020

The Florida House has passed a bill by Speaker-designate Chris Sprowls (R) that would ban life-insurance, long-term care insurance and disability-insurance companies from using customers’ genetic information in changing, denying or canceling policies. Health insurers already are prevented from using such information, but that does not apply to life insurers and long-term care insurers. It would also block the companies from requiring or soliciting genetic information from applicants.

Sprowls bill (HB 1189) passed the House in a 117-1 vote, but faces a tougher prospect in the state Senate, where members of an insurance committee rewrote the Senate’s version of the bill to be more friendly to the insurance industry.

Insurance carriers “have been successful without access to genetic information. They have been able to provide affordable coverage to consumers without genetic information. Insurance is about spreading risk, not guaranteeing the outcomes or rewards to the (carriers). And affordable life, disability, and health insurance should not be available simply to the genetic elite,” Sprowls, a cancer survivor, said.


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